Out of Grace
Back in January, I made a mistake that I’ve been paying for it ever since. I’ve had a credit card for years—decades, really. I put just about everything* on that card: insurance, healthcare payments, subscriptions, gas, and all our ordinary shopping. It’s a simple way to consolidate my spending records. I rarely carry cash and use the card wherever it’s accepted without an added fee. If it’s the same price for cash or credit, I figure I may as well…